Key Takeaways: Geographically, the city is characterized by its hilly terrain, with notable peaks such as Twin Peaks and Telegraph Hill. San Francisco Bay, a
Key Takeaways: Cash flow forecasting estimates future cash inflows and outflows to ensure financial stability. Small businesses rely on accurate forecasts to avoid the cash
With 27 years of experience, Joel S. Smith, CPA helps business owners make sense of their finances and drive profitability. A UC Berkeley grad with a Master’s in Taxation, he’s a Certified Public Accountant (CPA) and Certified Management Accountant (CMA).
Joel has worked across industries like real estate, construction, and professional services. As a member of the CFO Project, he provides business owners with the clarity and strategy they need to grow.
