Businesses misread their bank balance as cash flow health because the current bank amount reveals what is in the bank at one instant, not the
5 cash flow mistakes that trip up business owners and freelancers. You could identify late payments, inadequate expense tracking, or overforecasting future sales in your
With 27 years of experience, Joel S. Smith, CPA helps business owners make sense of their finances and drive profitability. A UC Berkeley grad with a Master’s in Taxation, he’s a Certified Public Accountant (CPA) and Certified Management Accountant (CMA).
Joel has worked across industries like real estate, construction, and professional services. As a member of the CFO Project, he provides business owners with the clarity and strategy they need to grow.
