What distinguishes budgeting from strategic planning is purpose and time frame. Budgeting determines how much will come in and out over a defined period, typically
Key Takeaways By keeping an eye on cash flow, margins, debt, and customer concentration, you can detect early financial drift and respond before things get
Key Takeaways Unlike common conception, business advisory services aren’t just for big businesses. Startups, family businesses, solopreneurs, and non-profits across the U.S. can all benefit
Key Takeaways Getting to grips with your business’s specific financial requirements is key to determining whether you should pursue DIY financial management or professional consulting.
Key Takeaways Financial consulting equips small businesses with customized strategies to overcome specific challenges, improve operational efficiency, and boost profitability. Often, it provides the best
Key Takeaways: Identifying your business’s specific tax needs is the foundation of effective tax planning. Define short- and long-term tax goals that align with your
Key Takeaways: Running a business in today’s complex, ever-evolving market can be challenging, especially without the expertise of a Business Growth Advisory. Many businesses struggle
Key Takeaways: In today’s fast-paced business landscape, prioritizing the financial health of your company is crucial for long-term success. By focusing on maintaining a robust
Key Takeaways: In times of economic uncertainty, avoiding critical mistakes is paramount for businesses, individuals, investors, and recessions. Understanding the top 10 mistakes to sidestep when
Key Takeaways: Discover the top 10 reasons why bookkeeping services can revolutionize small businesses. From streamlining financial processes to ensuring compliance, these services offer a
With 27 years of experience, Joel S. Smith, CPA helps business owners make sense of their finances and drive profitability. A UC Berkeley grad with a Master’s in Taxation, he’s a Certified Public Accountant (CPA) and Certified Management Accountant (CMA).
Joel has worked across industries like real estate, construction, and professional services. As a member of the CFO Project, he provides business owners with the clarity and strategy they need to grow.
