The cash flow indicators that matter most for small business owners include operating cash flow, accounts receivable turnover, accounts payable turnover, and cash flow margin.
Cash flow swings happen even when sales look strong because the timing of cash inflows and outflows doesn’t always line up. You might have strong
A CFO creates strategic focus for small teams by setting clear goals, sharing key data, and shaping simple plans that fit the team’s size and
What we seek in a business financial checkup is a transparent examination of cash flow, profit, loss, debt and the status of important accounts. Good
A lot of small firms find it difficult to monitor cash flow, which can make it difficult to meet bills or even plan for expansion.
About knowing how your business makes and spends money, and what that means for growth. Your P&L is income, costs and profit, it gives you
To address the question ‘is your business healthy? 5 metrics you should know’ is to see actual data that reflects how your business operates and
Hidden trends and risks come in financials small changes in numbers or patterns that most users miss at first glance. How to discover what’s hiding
Key Takeaways You can repair systemic fissures in the financial system by cultivating long-term investment, encouraging competition, and embracing responsible regulation for a more resilient
When revenue is up, but cash is tight, you’re in the classic business predicament that so many businesses encounter as they scale. High sales figures
With 27 years of experience, Joel S. Smith, CPA helps business owners make sense of their finances and drive profitability. A UC Berkeley grad with a Master’s in Taxation, he’s a Certified Public Accountant (CPA) and Certified Management Accountant (CMA).
Joel has worked across industries like real estate, construction, and professional services. As a member of the CFO Project, he provides business owners with the clarity and strategy they need to grow.
